How Moroku Took Control of Payments and Saved 6 Hours a Week With Lessn
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Colin Weir, CEO and founder of Moroku, shares how Lessn helped his team simplify accounts payable, gain control over international payments, and save time every week.
When you’re building a company that powers digital banking and payments for others, you expect your internal finance systems to be just as modern. But for Colin Weir, founder and CEO of Moroku, that wasn’t the case when it came to managing payments.
Moroku works with digital challenger and community banks. The team moves fast, works globally, and relies on automation to stay lean. But making payments, both domestic and international, was eating up more time and energy than it should.
“We had the accounting platform on one screen and internet banking on the other. We’d manually type in every payment, wait for them to go through, then go back into Xero to reconcile everything”
It was slow. Clunky. Risky. And frustrating for everyone involved.
On top of that, their international payments were completely out of their hands. Their suppliers often dictated which platform to use and what FX rate they’d pay. There was little room to negotiate or optimise, and no easy way to control timing or costs.
“There was never much control over the FX provider or fees involved. Definitely some pinch points there.”
That all changed when Colin discovered Lessn.
The problem: Manual payments, limited control, and wasted time
At the time, Moroku’s accounts payable process was fully manual.
Invoices were pulled into Xero by hand. On a rolling basis, the team would check what was due, then type domestic payments into their bank portal one by one.
International payments meant logging into supplier platforms, accepting whatever rates they were given, and hoping it all reconciled correctly in Xero later.
Only a few team members had access to the bank accounts, which slowed everything down and meant passing around usernames and passwords just to get things done.
“You’re handing out usernames and passwords just to make it all work. That never feels good.”
Why they chose Lessn
What stood out most about Lessn was the level of control it offered.
Instead of switching between systems or relying on supplier workflows, Moroku could centralise all upcoming payments in one place. The team could see what was due, process payments without logging into the bank, and choose how to pay, by bank or card, all within Lessn.
“The ability to give people access to a system that sits in the middle, instead of handing out bank credentials, just made sense. It felt way more secure.”
It also saved time immediately. The manual process of checking what was due and keying it into another system disappeared. Now, the team simply logs in, selects the bills they want to pay, and schedules them, done.
“We didn’t have to figure out what needed to be paid. Lessn showed us. The team could just tick, tick, tick, and schedule them.”
Life with Lessn
Now, instead of juggling spreadsheets, bank logins, and international platforms, everything happens in one place. Lessn pulls in the bills from Xero, the team selects what to pay, and it’s all scheduled and sent, domestically or internationally.
“Accounts payable, or what I’d call automation, just struck a nerve. In a good way.”
They’re no longer stuck with supplier-led FX platforms either. With Lessn’s built-in FX provider, they control the exchange rate, payment method, and timing.
“We choose the provider. We choose how and when to pay.”
The benefits: time saved, control gained
With Lessn, Moroku is saving between five and six hours every week on accounts payable alone, that’s over 250 hours a year. Based on standard back-office hourly rates, that’s a cost saving of $600 to $1,000 per month. More importantly, that’s time and headspace back for the team to focus on higher-value work.
Security has improved too. No more sharing banking credentials or relying on one or two team members to process payments. Everything is managed in one secure platform, with a full audit trail and payment approval workflows.
They also now have complete visibility over what needs to be paid, when, and how, whether it’s a local supplier, an overseas contractor, or a tax payment coming up next month.
Colin’s team is already preparing to roll out Lessn’s tax and payroll payment features. For a service-based business with regular cash flow cycles, the ability to schedule payments or use card-based payment terms could unlock much-needed flexibility.
“That could be a game changer for us, especially during cash flow pinch points.”
The outcome: time saved, better control, and smarter payments
For a digital-first company like Moroku, Lessn helped bring their internal operations up to the same standard as the products they deliver.
They’ve reduced payment admin, eliminated risky workarounds, and gained more control over how money moves in and out of the business.
“Lessn gave us back time, control, and peace of mind. We’re not just saving hours, we’re working smarter and protecting cash flow.”